> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fapshi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Bulk Payments

> Send money to multiple mobile money accounts at once with just a click using Fapshi Bulk Payments.

***

Fapshi allows you to **send money to multiple recipients** at once through mobile money — ideal for salaries, stipends, group disbursements, project payouts, or financial aid. With just a few simple steps, you can disburse funds in bulk with a single click.

<Tip>Bulk Payments are available directly from your dashboard. All payments are made instantly to recipients' MTN Mobile Money accounts.</Tip>

## How Bulk Payments Work

Follow these steps to disburse funds in bulk:

### Step 1: Top Up Your Fapshi Account

Before making any payments, ensure your account has enough funds to cover the total amount to be sent.

* Go to the **Topup** section of your dashboard.
* Add funds equal to or greater than the total disbursement amount.

<Note>You can top up using MTN Mobile Money, Orange Money, or via a bank transfer/deposit.</Note>

### Step 2: Prepare the Recipient List

Download the **CSV template** provided in the **Bulk Payments** section. Fill in the required fields for each recipient:

* Full Name
* Mobile Money Number
* Amount to be sent

<Warning>Ensure all numbers are valid and registered under MTN Mobile Money.</Warning>

### Step 3: Upload and Pay

Once your CSV file is ready:

1. Go to **Balances > Bulk Payments**
2. Upload the completed CSV file.
   <Info>You can download a sample CSV file from the dashboard and just fill it.</Info>
3. Click the **Make Payment** button and confirm with your Fapshi PIN.

If your balance is sufficient, the money will be sent automatically to each recipient listed in the file.

<Info>You’ll see a confirmation message and can track the status of each payment directly on the dashboard.</Info>

## Features & Benefits

* ✅ Instant transfers to multiple mobile money accounts
* 💼 Perfect for salaries, project funding, and bulk disbursements
* 🧾 CSV format makes managing large recipient lists easy
* 📄 Downloadable transaction reports for record-keeping

***

Need assistance? Contact [support@fapshi.com](mailto:support@fapshi.com) or visit our [Help & Support Center](https://fapshi.com/en/help-and-support).
