Fapshi allows you to send money to multiple recipients at once through mobile money — ideal for salaries, stipends, group disbursements, project payouts, or financial aid. With just a few simple steps, you can disburse funds in bulk with a single click.
Bulk Payments are available directly from your dashboard. All payments are made instantly to recipients’ MTN Mobile Money accounts.

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How Bulk Payments Work

Follow these steps to disburse funds in bulk:

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Step 1: Top Up Your Fapshi Account

Before making any payments, ensure your account has enough funds to cover the total amount to be sent.
  • Go to the Topup section of your dashboard.
  • Add funds equal to or greater than the total disbursement amount.
You can top up using MTN Mobile Money, Orange Money, or via a bank transfer/deposit.

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Step 2: Prepare the Recipient List

Download the CSV template provided in the Bulk Payments section. Fill in the required fields for each recipient:
  • Full Name
  • Mobile Money Number
  • Amount to be sent
Ensure all numbers are valid and registered under MTN Mobile Money.

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Step 3: Upload and Pay

Once your CSV file is ready:
  1. Go to Balances > Bulk Payments
  2. Upload the completed CSV file.
    You can download a sample CSV file from the dashboard and just fill it.
  3. Click the Make Payment button and confirm with your Fapshi PIN.
If your balance is sufficient, the money will be sent automatically to each recipient listed in the file.
You’ll see a confirmation message and can track the status of each payment directly on the dashboard.

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Features & Benefits

  • ✅ Instant transfers to multiple mobile money accounts
  • 💼 Perfect for salaries, project funding, and bulk disbursements
  • 🧾 CSV format makes managing large recipient lists easy
  • 📄 Downloadable transaction reports for record-keeping
Need assistance? Contact support@fapshi.com or visit our Help & Support Center.